...there's a way! In this case, a way to ensure that your assets are divided the way you want them to be. This week, Guest Blogger, Dani King of Wellingborough Wills explains why you need to write a Will and what to consider.
What is a Will and why you should have one!
What is a Will?
Essentially, a Will is your chance to say what you want to happen to your assets when you die.
Many people still think that writing a Will is something that you only really need to think about if you are…
…when in reality, there are many reasons to need a Will.
Age, wealth and health are all valuable reasons, but it is generally your personal circumstances that are the most important factors to consider.
Changes in your life can determine when it’s the right time for you to write your Will, or perhaps review and update it if you already have one in place. Some of these life events include:
What would you say if you could write a letter to your younger self? It can be a meditative exercise. I wrote this ten years ago on the blog I was writing at the time, and it is included in my book: "Oh Crap - I'm 50! A Journey from Fearful to Fabulous (Sometimes)" available on Amazon in paperback and Kindle versions, and as a pdf download here on the website.
If only I could stand at your shoulder and whisper in your ear, there is so much I would like to say to you.
If you were still the little girl in the picture I am looking at, I would hold you tight and rock you and tell you that it’s ok, YOU are ok, that it’s not your fault that some of the adults around you are so screwed up. I would tell you that you are a good, kind girl, that you don’t need to be afraid for much longer.
If you were five years old, I’d say, you know that lump in your throat that stops you from swallowing? That’s not your fault either. You won’t...
Neurological symptoms of the peri-menopause can include brain fog, which causes difficulties such as loss of concentration and poor short term memory and impaired word retrieval. Along with anxiety, hot flushes and sleeplessness, they can severely impact a woman's confidence in her own performance the workplace.
Half of the British workforce are female, 3.5 million of those women are aged 50 and over and with increasing pension ages, this figure is set to rise. Studies show that 75% of women in this age group experience symptoms that are attributable to the peri-menopause, with many feeling those symptoms have adversely affected their performance at work. 1 in 4 actively consider leaving their roles as a result.
It makes good economic sense for companies to make reasonable adjustments for menopausal women, just as they do for any other condition. In this interview with Menopause at Work Trainer, Julie Dennis, she explains why neuro-diversity awareness is so...
If someone you care about is in the throes of a bout of depression it can be really difficult to know how to support them. I've been clinically depressed and I've supported people who are depressed, so I have experience of this horrible condition from both sides as both carer and cared for.
I've been talking to fellow sufferers and, drawing on their experience and my own, here are my tips on how to support someone who is depressed:
I'm fine, thanks. That's what we say, isn't it, when asked how are you? I'm fine, thanks. But what if you're not? What if you are sinking, struggling, not fine at all?
I live a fairly public life insofar as I have written about myself on blogs and in books, I show up regularly on Facebook live videos, on Youtube and, now, on the new Midlife Movement Podcast. Most people know me as optimistic, generally happy, always smiling.
If you follow my output regularly, though, you will know that I have had my battles with anxiety and depression throughout my life at various points. I always know when I'm starting to "slide".
There are warning signs that I dare not ignore. These include:
Turning 50 made me realise with a jolt that I probably have more years behind me than in front of me. It threw me for a little while, but then I realised my “midlife crisis” could be turned into a “midlife opportunity” if I could change my attitude. Here are just 7 things I learned at 50:
Knees don’t necessarily bend easily forever! You don’t realise how much you take your body for granted until a part of it starts to hurt! At 50 I learned that regular exercise is no longer an option - I have to walk regularly, drag out my yoga mat and lift weights to keep me strong and stop me from feeling stiff all the time. It doesn’t stop me from feeling 101 when I wake up in the morning, mind, but at least I can do something about how strong and flexible I will be at 60, 70, 80 and beyond!
Failing eyesight isn’t always a bad thing. Without my glasses I can’t see my wrinkles, grey hair or whether my legs need waxing! (Maybe the last...
Perhaps you have heard the term Lasting Powers of Attorney, or LPA, but are unsure what they actually are. Maybe your older relatives have asked you to act as an attorney for them, but you’re not certain what the role entails. Here we will cover what LPAs are, what they are used for and how you can make one.
What are LPAs?
An LPA is a legal document that nominates someone that you know and trust to look after your...
I have been getting out and about this week spreading the word about The Midlife Movement and our mission to change attitudes to ageing, one woman at a time!
Following the feature that was published in the online edition of Northampton Chronicle and Echo (my local newspaper) on 13th June, about my own midlife "reinvention", on 21st an interview titled: Find how experiencing a difficult passage through her own midlife inspired Jo Blackwell to create The Midlife Movement appeared on the Talented Ladies Club Website. In it, I talk about how I set up the Membership site and about self employment in general.
On Friday I was a guest of Helen Blaby on BBC Radio Northampton, my local radio station. Helen has just started to experience peri-menopause, with severe hot flushes and mood swings, so she was really happy to use the platform of her radio show to talk about it. The more we talk, the less alone we feel and the more we can work to remove what stigma remains around...
One of the ways you know you've hit midlife is when your clothes suddenly start to feel a bit uncomfortable, as if they don't quite fit, especially around the middle! You might have nailed your "style" years ago, but this is a good time to reassess.
Not because there are any rules any more, and crimpelene, the mainstay fabric of the older woman in our mothers' generation has long since been consigned to fashion scrap yard - thank goodness! No, this is more of a fun way to rethink how we want to be seen in the world going forward.
Clothes don't just keep us warm (and out of court), they make a statement, whether we like it or not. Retail therapy doesn't just deplete our bank accounts - it can give our confidence a much needed boost.
Personal Stylist, Sarah Gray has put a great little course into the Membership about decluttering our wardrobes, and how that can make us feel. I found it fascinating and it's proving to be a popular series of videos with Members.
Seven years ago, I wrote this letter to my father on the anniversary of his passing. Now for Fathers' Day, I am resending it, with love.
Hi Dad, it’s me, Jo.
Hard to believe it’s been 15 years since I held your hand, 15 years since I kissed your familiar, Old Spice scented cheek.
I wish you’d allowed us to talk about the fact that you were dying. We all had to say goodbye in so many coded, oblique ways in those seven short weeks of your illness. Do you remember? I said to you, “I can’t imagine a world without you in it,” and that was the closest you allowed me to come to “I love you.”
The nearest you came to admitting you knew you wouldn’t be leaving the hospice was: “do what needs to be done.” You meant, don’t let me suffer and the wonderful staff there made sure that you didn’t.
It’s true that time is a great healer. After 15 years I don’t think about you every single...